Locate Your Active Record

1. Electronic Delivery & Signature Scope (E-SIGN Act)

By executing this authorization electronically, you agree that OriginVera Assurance LLC ("OriginVera") and any participating third-party financial or underwriting providers may deliver all disclosures, status notices, authorizations, and archival copies to you in electronic form rather than on paper. Your electronic assent carries the full legal validity and enforceability of an ink signature under the federal Electronic Signatures in Global and National Commerce Act (15 U.S.C. § 7001 et seq.). You may review full hardware requirements, paper-copy request procedures, and withdrawal rights at any time in our E-Sign Consent Policy.

2. Role of OriginVera & Independent Partner Referral

OriginVera is not a bank, direct consumer lender, credit grantor, or commercial cash-advance funder. Where an enterprise receivable purchase or direct underwriting file is unavailable for your profile, OriginVera offers an optional referral bridge that transmits your returning inquiry details to one or more independent third-party lending or financial-product providers ("Participating Partners") so they may evaluate whether an offer aligns with your requested amount.

Electing this referral bridge is completely voluntary. OriginVera does not determine creditworthiness, establish APRs, fees, or repayment schedules, or guarantee that any Participating Partner will extend an offer.

3. Express Authorization to Transmit Returning File Attributes

When you check the agreement box and submit your request below, you instruct OriginVera to release your stored returning inquiry record — which may encompass your legal name, residential coordinates, contact channels, employment and income history, date of birth, taxpayer/identification numbers, and requested funding parameters — to one or more Participating Partners for real-time evaluation and follow-up.

4. Fair Credit Reporting Act (FCRA) Consumer Report Authorization

Participating Partners — and not OriginVera — may evaluate your credit standing. By submitting this authorization, you grant express written instructions under the Fair Credit Reporting Act for each Participating Partner receiving your file to obtain consumer reports, credit bureau scores, or identity/occupancy verifications from one or more consumer reporting agencies. Depending on a partner's underwriting protocol, this review may include a hard credit inquiry that can appear on your credit bureau file and influence your credit score. Do not proceed if you do not wish Participating Partners to review your credit history.

5. Partner Follow-Up & Electronic Correspondence

By submitting your request, you authorize Participating Partners (and their authorized servicers) to correspond with you regarding your returning inquiry via email and telephone using the contact details associated with your record. Each Participating Partner administers its own communication preferences directly; OriginVera's platform data handling is governed by our Privacy Policy and Terms of Service.

6. Governing Partner Agreements & Support

Once your returning inquiry is matched to a Participating Partner, any subsequent application, rate sheet, promissory agreement, disbursement, or servicing relationship exists exclusively between you and that partner under its own terms and privacy disclosures. For questions regarding OriginVera's electronic records or to request a paper copy at zero charge, contact [email protected] or call (888) 912-4630.